Insurance Direct Canada
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Guaranteed Issue "Final Expenses" Life Insurance
We represent a number of companies offering “Guaranteed Issue” or "Final Expense" life insurance policies (usually $10,000 to $50,000 – possibly $75,000). These are special policies tailored to take care of medical bills, funeral expenses, outstanding debts and other expenses at the time of death. Get an instant final expense life quote here.
They are designed for people with medical issues or people who do not want to do the blood tests or urine samples that are required for standard issue policies. If you are in reasonably good health (illnesses controlled by medication and normal weight) you likely qualify for traditional life insurance which is much cheaper. We would welcome the opportunity to see if this would apply to you.
Further, with the exception of the Unity Life policy which is only available to those who are 50 years of age or older, all have limited qualifying questions, amounts, or waiting periods before they will pay. Please fill in the quote form below to discover how much guaranteed issue insurance you might qualify for along with the cost and conditions and continue reading for information on what to do when you get the quote to see the conditions.
Final Expense Guaranteed Issue - Quote Form:
After you get a quote, please check out the restrictions to see if you would qualify for that policy by clicking on each company's link located on the left side of the quote results page.
$10,000 to $25,000 with no medical – All Qualify
If you do not qualify for any of these policies, please click on the “Guaranteed Insurance” . This is a guaranteed policy with no questions and the amount you would qualify for and cost is provided in this section together with a description of the policy provided that you are at least 50 years of age.
If you do not find something that meets your needs, we also represent a few special risk companies who we could also canvass for a quote. We appreciate the need for some insurance to cover you final expenses and perhaps leave a little for your loved ones and will go to work to find it for you.
Our mission is to help you get the insurance you require at the best possible price given your unique set of medical issues and we work closely with the underwriters at most major Canadian Insurance companies to accomplish this.
IDC Insurance Direct Canada pioneered brokering life insurance through the internet eight years ago and is a member of the Better Business Bureau - on line.